If you live in Odisha and want to know whether you qualify for the Ayushman Bharat PMJAY scheme, how to apply, and where to use it for free hospital treatment, this complete 2026 guide answers everything. Odisha has a unique situation. Alongside the central PMJAY scheme, the state also runs its own health insurance scheme called Biju Swasthya Kalyan Yojana (BSKY), which often confuses residents about which scheme covers them.
This guide explains both schemes, how they work together, and walks you through the complete Ayushman Card process for Odisha residents from eligibility check to download to using the card at empanelled hospitals across Bhubaneswar, Cuttack, Rourkela, Berhampur, and other Odisha districts.
Ayushman Bharat in Odisha, The Current Situation
Odisha implements the Ayushman Bharat PMJAY scheme alongside its own state scheme, Biju Swasthya Kalyan Yojana (BSKY), launched in 2018. As of 2026, Odisha residents can access both schemes:
- PMJAY (Ayushman Card) offers up to ₹5 lakh per family per year for SECC 2011 eligible families and 70+ seniors
- BSKY (State Card) offers up to ₹5 lakh for general beneficiaries and ₹10 lakh for women beneficiaries
This dual scheme implementation makes Odisha residents among the best covered in India for free hospital treatment. If you qualify for both, you can use whichever offers better coverage for a specific treatment.
Ayushman Card Eligibility in Odisha
Eligibility for the Ayushman Card in Odisha follows the same national PMJAY rules:
- Rural families listed under SECC 2011 deprivation criteria (D1, D2, D3, D4, D5, D7)
- Urban families where the head of household works in one of 11 specified occupational categories
- Senior citizens aged 70 or above under the Ayushman Vay Vandana Card scheme
- Families previously enrolled under the RSBY scheme
How to Apply in Odisha
The application process for Odisha residents follows the national PMJAY procedure with three main methods.
Method 1: Online Through PMJAY Portal
- Visit beneficiary.nha.gov.in in any browser
- Click Beneficiary and enter your Aadhaar linked mobile number plus captcha
- Enter the OTP to log in
- In the dropdown, select State: Odisha and your District (Khordha for Bhubaneswar, plus Cuttack, Ganjam, Sundargarh, etc.)
- Set Scheme: PMJAY (or PMJAY Vay Vandana if you are 70+)
- Search by Aadhaar number or ration card
- Click the eKYC icon next to each family member’s name
- Complete Aadhaar OTP or Face Authentication
Method 2: Via the Ayushman App
Install the official Ayushman Bharat app from Play Store (publisher: National Health Authority). Log in with your Aadhaar linked mobile, choose your language (Odia is supported), and follow the in app flow. See our Ayushman App Download guide for installation details.
Method 3: Offline at a CSC
Odisha has over 6,000 Common Service Centres across all 30 districts. Carry your Aadhaar Card and Ration Card. The CSC operator performs biometric authentication and prints the card on the spot. Service fee typically ranges from ₹20 to ₹50.
How to Download Your Card in Odisha
Once your application is approved (typically within 15 minutes to 24 hours):
- Log in to beneficiary.nha.gov.in with your mobile and OTP
- Search by Aadhaar with State: Odisha selected
- Locate your name showing “Approved” status
- Click Download Card and complete Aadhaar OTP authentication
- The PDF saves to your device
For all 5 download methods including DigiLocker and the Ayushman App, see our Ayushman Card Download guide.
Top Empanelled Hospitals in Odisha
Odisha hosts over 600 PMJAY empanelled hospitals across all 30 districts. Notable empanelled hospitals across major districts include:
Bhubaneswar / Khordha District
- AIIMS Bhubaneswar
- Capital Hospital, Bhubaneswar
- KIIT Medical College and Hospital
- Apollo Hospitals, Bhubaneswar
- AMRI Hospital, Bhubaneswar
- Kalinga Hospital
Cuttack District
- SCB Medical College and Hospital, Cuttack
- Acharya Harihar Regional Cancer Centre
- Ashwini Hospital, Cuttack
Berhampur / Ganjam District
- MKCG Medical College and Hospital, Berhampur
- City Hospital, Berhampur
Rourkela / Sundargarh District
- Hi Tech Medical College and Hospital, Rourkela
- Ispat General Hospital, Rourkela
Sambalpur District
- VIMSAR (Veer Surendra Sai Institute of Medical Sciences and Research)
For the complete state wide list filtered by specialty and district, use the official hospital locator. It displays real time empanelment status.
PMJAY vs BSKY, How Both Schemes Work
| Feature | PMJAY (Ayushman Card) | BSKY (Odisha State) |
|---|---|---|
| Coverage | ₹5 lakh per family | ₹5 lakh general / ₹10 lakh women |
| Eligibility | SECC 2011 + 70+ seniors | Most Odisha residents |
| Funded By | Central + State (60:40) | Odisha state government |
| Hospital Network | PMJAY empanelled pan India | BSKY empanelled (Odisha focused) |
| Portability | Across India | Limited mainly to Odisha |
Practical recommendation: Apply for both schemes if you qualify. Use PMJAY for treatment outside Odisha or at pan India PMJAY empanelled hospitals like AIIMS branches. Use BSKY for treatment within Odisha, especially for women members who receive the higher ₹10 lakh limit.
Vay Vandana Card for Senior Citizens in Odisha
The Ayushman Vay Vandana Card, launched October 2024, is available to all Odisha residents aged 70 and above regardless of income or SECC status. To register:
- Use any of the 3 application methods above
- Select Scheme: PMJAY Vay Vandana in the dropdown
- Search using the senior’s Aadhaar
- Only Aadhaar is required, no income proof
Seniors in Odisha can use both Vay Vandana and BSKY benefits together for exceptionally strong elderly healthcare coverage.
Helpline Numbers for Odisha
If you face any issue with your Ayushman Card application or treatment in Odisha:
- National PMJAY Helpline: 14555 (toll free, supports Odia)
- State Health Authority Odisha: Contact through the state BSKY portal or via 14555
- Online grievance: grievance.pmjay.gov.in
Frequently Asked Questions
Is Ayushman Card available in Odisha?
Yes. Odisha implements PMJAY alongside its own state scheme BSKY. Eligible residents can apply for and use the Ayushman Card at PMJAY empanelled hospitals across Odisha and the rest of India.
Can I have both Ayushman Card and BSKY card in Odisha?
Yes. If you qualify for both, you can hold both. They are independent schemes with separate eligibility rules. Most Odisha residents benefit from having both for maximum coverage flexibility.
Which is better in Odisha, PMJAY or BSKY?
It depends on your situation. BSKY has wider eligibility for Odisha residents and offers ₹10 lakh for women beneficiaries. PMJAY provides nationwide portability and access to AIIMS and other pan India hospitals. Having both is the optimal strategy if you qualify.
How do I find PMJAY hospitals in Bhubaneswar?
Visit hospitals.pmjay.gov.in and filter by State: Odisha and District: Khordha. You can also use the official Ayushman app for location based search showing nearby empanelled hospitals with Google Maps directions.
Can senior citizens in Odisha get the Vay Vandana Card?
Yes. Every Odisha resident aged 70 or above is automatically eligible for the Ayushman Vay Vandana Card, regardless of family income or BSKY enrollment. Only an Aadhaar Card is required.
Last Updated: May 2026. Verified from pmjay.gov.in and the Odisha BSKY portal. Helpline: 14555.
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