Your Ayushman Card — also called the PMJAY card or “golden card” — is the digital proof of your eligibility under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) scheme. You need this card to avail up to ₹5 lakh per year in cashless treatment at over 30,000 empanelled hospitals across India.

This dedicated tutorial walks you through every official Ayushman Card download method — using your mobile number, your Aadhaar number, or your PMJAY ID — through five different portals and apps. You will also learn how to print your card, save it to DigiLocker, and what to do if the download fails.

The entire process takes 5 to 10 minutes if your eKYC is already complete. If not, see our separate Ayushman Card eKYC guide first.

Step 1: Open the Official Beneficiary Portal

Visit the official PMJAY Beneficiary Portal at beneficiary.nha.gov.in. Always type this URL directly — do not click random search results, as fake portals exist.

Step 2: Choose Login Type and Enter Mobile Number

On the homepage, you will see two options: Beneficiary and Operator. Click the “Beneficiary” tab.

• Enter your Aadhaar-linked mobile number
• Tick the consent checkbox
• Enter the captcha code shown on the screen
• Click “Verify”

Step 3: Enter the OTP

An OTP will be sent to your mobile number within 30 seconds. Enter the 6-digit OTP and click “Login”. You are now inside the beneficiary dashboard.

Step 4: Search Your Family Record

You will see a search panel. Fill in the dropdowns:

• Scheme: PMJAY (or PMJAY-Vay Vandana for 70+ seniors)
• State: Select your state
• Sub-Scheme: PMJAY
• District: Select your district
• Search By: Choose from Family ID, Aadhaar Number, Name, Location, or PMJAY ID

The fastest search method is by Aadhaar Number. Enter your 12-digit Aadhaar and click “Search”.

Step 5: Locate Your Approved Family Member

The system will display your family members. Each row shows a Card Status column:

• Approved — Ready to download
• Pending — eKYC under review (wait 15 mins to 24 hours)
• Not Generated — eKYC not yet done. Complete eKYC first → see our eKYC guide

Step 6: Click the Download Card Icon

Next to each approved member’s name, you will see a “Download Card” icon (looks like a downward arrow). Click it.

Step 7: Complete Aadhaar Authentication

A pop-up will ask you to authenticate via Aadhaar:

• Enter the 12-digit Aadhaar number of the cardholder
• Tick the consent checkbox
• Click “Verify”
• Enter the OTP sent to the Aadhaar-linked mobile number
• Click “Authenticate”

Step 8: Download the PDF

After authentication, the portal will generate your Ayushman Card PDF. Click “Download Card” and the file will be saved to your device’s Downloads folder.

The card contains your PM-JAY ID, QR code, photograph, and beneficiary details — all required at empanelled hospitals.

Step 1: Install the Official App

• Android: Open Google Play Store, search “Ayushman Bharat” — the official app shows the NHA logo and is published by National Health Authority
• iOS: Open App Store, search “Ayushman Bharat”

Warning: Several fake apps with similar names exist. Verify the publisher is “National Health Authority” before installing. Direct link guide: Ayushman App Download.

Step 2: Login With Mobile and OTP

• Open the app and tap “Beneficiary Login”
• Enter your Aadhaar-linked mobile number
• Enter the OTP
• Select your preferred language (English, Hindi, Bengali, Tamil, Telugu, Marathi, Gujarati, Kannada, Malayalam, Punjabi, Urdu, Kashmiri, Odia)

Step 3: Search Your Family

• Tap “Search Beneficiary”
• Choose State and District
• Select Search By Aadhaar / Mobile Number / Family ID
• Enter the details and tap Search

Step 4: Select Member and Download

• Tap the family member whose card you want
• Tap the “Download Card” button
• Complete Aadhaar OTP authentication
• The PDF saves automatically to your phone’s storage under Downloads/Ayushman/

Step 1: Open UMANG

Visit web.umang.gov.in or open the UMANG mobile app.

Step 2: Login

• Login with your mobile number and MPIN
• New users: register with mobile + Aadhaar in under 2 minutes

Step 3: Search PMJAY Service

In the search bar, type “PMJAY” or “Ayushman Bharat”. Tap the official PMJAY service tile.

Step 4: Choose Download Card

Select “Download Ayushman Card” → enter your Aadhaar → complete Aadhaar OTP authentication → download the PDF.

The UMANG-downloaded card is identical to the one from the PMJAY portal — same QR code, same PMJAY ID, same hospital acceptance.

Step 1: Open DigiLocker

Visit digilocker.gov.in or install the DigiLocker app from the Play Store / App Store.

Step 2: Login or Register

• Existing users: Login with your mobile number, Aadhaar, or username
• New users: Register using your Aadhaar number — takes 2 minutes

Step 3: Search for Ayushman Bharat Card

• On the dashboard, click “Search Documents”
• Type “Ayushman Bharat” or “PMJAY”
• Select National Health Authority as the issuer

Step 4: Enter Your PMJAY ID

• Enter your 12-digit Ayushman Bharat ID / PMJAY ID (found on any previous card or in your portal dashboard)
• Select your state
• Tick the consent box and click “Get Document”

Step 5: Download the PDF

Your Ayushman Card will appear in the “Issued Documents” section. Click the download icon to save the PDF, or share it directly to email or WhatsApp.

Note: If you do not know your PMJAY ID, you can find it by first logging into beneficiary.nha.gov.in (Method 1) and noting the ID shown next to your name.

Step 1: Locate Your Nearest CSC

Visit locator.csccloud.in to find the nearest CSC by entering your village or pin code.

Step 2: Carry Required Documents

• Aadhaar Card (original + photocopy)
• Ration Card (if available)
• Mobile phone (any number — Aadhaar-linked mobile not mandatory at CSC)

Step 3: Request Ayushman Card Download

Tell the CSC operator (Village Level Entrepreneur or VLE) that you want to download your Ayushman Card. They will verify your eligibility on the PMJAY portal.

Step 4: Complete Biometric Aadhaar Authentication

At a CSC, authentication is done via fingerprint biometric — so OTP is not needed. Place your fingerprint on the biometric scanner and verify your identity.

Step 5: Collect Printed Card

After successful verification, the CSC operator will print your Ayushman Card and hand you the physical copy. They can also email the PDF or send it to your mobile via WhatsApp.

Note: The Ayushman Card itself is 100% free. However, CSC operators may charge a small service fee (around ₹20–₹50) for printing and processing. Always ask for a receipt. If anyone demands more than ₹50 or claims the card itself costs money, report it to 14555.

How to Print and Save Your Ayushman Card?

Once downloaded, here is how to make the most of your card.

Printing Your Ayushman Card

• Open the downloaded PDF in any PDF reader (Adobe Reader, Foxit, or Chrome browser)
• Press Ctrl + P (Windows) or Cmd + P (Mac) to print
• Use A4 size paper, colour print if possible
• Print 2 copies — keep one in your wallet and one at home
• Many hospitals also accept the digital PDF directly from your phone screen

Saving to DigiLocker (Recommended)

For a permanent backup, link your card to DigiLocker (see Method 4 above). Once linked, the card is always accessible from any device with your DigiLocker login.

Saving to Google Drive or Email

• Email the PDF to yourself for cloud backup
• Upload to Google Drive → mark as “Important” so you can find it quickly
• Save a copy on WhatsApp by sending it to your own number

What to Do After Downloading Your Card?

Downloading the card is just the start. Here is how to actually use it.

• Check your card details — verify your name, photo, family ID, and PMJAY ID are correct
• Save the QR code clearly — hospitals scan this for instant verification
• Find empanelled hospitals near you — see our state-wise Hospital List guide
• Memorise the helpline 14555 — useful if hospitals refuse cashless treatment
• Check card validity periodically using our Validity Check guide
• Add senior citizens to your family — see Ayushman Vay Vandana Card for 70+ members